Savings Goals
Define a target, track your progress, and celebrate every milestone.
Creating a Goal
Go to the Budget tab and tap New Goal. Fill in:
- Name — what are you saving for? (e.g., "Emergency Fund", "New MacBook")
- Target amount — the total you want to reach
- Target date — optional deadline
- Goal type — Emergency Fund, Travel, Purchase, Investment, Education, or custom
- Icon & color — personalise how the goal looks on your dashboard
Free accounts can create up to 2 goals. KineXi Pro removes this limit.
Adding Contributions
Open a goal and tap Add Contribution to record a deposit toward it. Enter the amount and a note (optional).
You can also link a goal to a portfolio holding — when you update the holding's value, the goal's saved amount automatically reflects it. This is useful for goals backed by an investment account.
Milestones
KineXi automatically celebrates four milestones as you progress toward your goal:
- 25% — a solid start
- 50% — halfway there
- 75% — almost done
- 100% — goal reached 🎉
Each milestone triggers a confetti celebration in the app and an optional push notification. The milestone timeline on the goal detail screen shows when each was reached.
Recovery Plans
If you fall behind your target date, KineXi generates an on-device recovery plan showing different options to get back on track — increasing monthly contributions, extending the deadline, or adjusting the target amount.
A Recovery Banner appears on the goal detail screen when you're behind pace. Tap it to see the options and choose one.
Season Goals
The Season Goals feature offers pre-built saving templates for common scenarios — holiday spending, tax season, back-to-school — with suggested amounts and timelines.
Tap Use a Template when creating a new goal to pick from the available seasons.